Hi there,

Most CEOs and CFOs rely on financial reports that track performance. But tracking is not leadership.

If you can’t connect your financial insight and foresight to the strategic outcomes you want to achieve - cash flow, capital plans, valuation targets, you won’t be able to discharge your duties as CEO.

And if you’re a CFO, you and your team will sadly remain a cost center, not a profit center.

This is the line that separates those who report on performance from those who drive enterprise value.

In today’s issue, I’ll show you how top-performing leaders can use a single integrated model link their decisions and capital spending and funding strategies to their ultimate objective - enterprise (and shareholder) value creation.

And you’ll see how you can master those same simple skills too - over a short 6 weeks - inside the CEO Financial Intelligence Program which kicks off in just 2 days.

Here’s what we’re covering this week:

• The LAST live executive session for 2025 I’m hosting this week - The CEO/CXO Financial Intelligence Masterclass

• I got featured in Forbes - because Financial Intelligence is the next leadership advantage

• The 16-in-1 Financial Intelligence Model - your literal business finance cheat sheet

• The CEO Financial Intelligence Program Final Cohort of 2025 - changing how CEOs lead one leader at a time: 100+ leaders, 4 cohorts, 20+ countries, 6 weeks - starts Nov 12

The CEO/CXO Financial Intelligence Masterclass

Most leaders are expected to own performance—but few are trained to connect performance to value. They get the revenue. They own the budget. They deliver the project.

But when the board, buyers, or lenders ask how those activities translate into cash, resilience, or return… things get quiet.

That’s the gap.

And it's exactly why I’m hosting this last Masterclass of 2025, in celebration and awareness of the last CEO Financial Intelligence Program Cohort of 2025, which kicks off on November 12.

Join 100+ leaders from 20+ countries and get yourself ready for explosive growth in 2026.

🔴 Live Masterclass - The CEO/CXO Financial Intelligence Masterclass: How to Become a Financially Intelligent Leader
📅 Tuesday, November 11
🕐 9 AM PST / 12 PM EST / 5 PM GMT
👉 Seats are limited→ Save yours here.

No recordings. No replays.

Show up live if you can - if not simply join the program. You’ll get a BONUS 60 minute strategy session with me and I’ll help you identify and tackle your financial roadblocks, set clear priorities, and leave with a simple strategic financial plan tied directly to the program outcomes.

These sessions are typically reserved for our clients in Financiario since my time availability is very limited. I did however want to make sure those of you still on the fence get the confidence to make the leap and join the program.

This masterclass is for leaders—finance and non-finance—who own outcomes and want to lead with capital, not just effort. Whether you’re running a business unit, scaling a company, or sitting at the executive table, this session will show you how financial intelligence becomes your most strategic asset.

Additionally, you’ll get a inside view of the program, and you’ll have a chance to get your questions answered as part of the Q&A. We’re also offering an exclusive bonus for joining live so make sure you secure your spot today ands stay until the end.

Financial Intelligence is the next leadership advantage

Last week, Forbes featured my work on financial intelligence as the most critical skill for leaders to develop in a full article which you can read here: Why Financial Literacy Is the New Leadership Currency.

In the interview, I said something I’ve believed for years:

Leaders who understand their company’s financial statements and key performance drivers are better equipped to make informed, strategic, and profitable decisions that align with long-term objectives.

This builds credibility with investors, increases transparency within teams, and allows leaders to respond more effectively to changing market conditions.

And that’s exactly what the CEO Financial Intelligence Program and Financiario were built to deliver.

Most leaders can articulate strategy but struggle to connect it to the financial system that supports it. They understand the vision—but not the valuation. That’s the gap I’ve dedicated my work to closing.

At Financiario, we’ve built the infrastructure that helps executives interpret real-time performance data—turning numbers into insight and dashboards into decisions.

And inside the CEO Financial Intelligence Program, I teach the leadership side of that equation:

• how to see the story behind your numbers

• how to anticipate outcomes before they appear in reports, and

• how to lead financial conversations with confidence at board level.

Being featured in Forbes was more than recognition—it was confirmation that this conversation is finally breaking into mainstream leadership thinking.

Financial intelligence isn’t just a skillset. It’s a leadership advantage. And if you don’t have it, you’re already behind.

Join the final 2025 cohort of the CEO Financial Intelligence Program

The 16-in-1 Financial Intelligence Model

The practical system every CEO and CFO needs - and one of the key models behind the CEO Financial Intelligence Program

When Forbes called financial literacy “the new leadership currency,” they captured exactly what modern CEOs are demanding — speed, clarity, and strategic control.

The truth is, financial intelligence isn’t built through endless spreadsheets or slow trial-and-error. It’s built through simple systems, structure, and practice.

That’s what the 16-in-1 Financial Intelligence Model was designed to do — and it sits at the core of the CEO Financial Intelligence Program.

This is not a template. It’s the framework used by strategic CFOs and investor-backed CEOs to run finance as a control system — not a reporting process.

It connects every major lever across your business into one integrated financial engine for decision-making:

Buy it here from my online store.

What’s inside:

1. Three-statement integration
Your Income Statement, Balance Sheet, and Cash Flow speak the same language. One decision — pricing, hiring, debt — updates across your entire model in seconds.

2. Capital forecasting and allocation
You need to be able to run equity, debt, and reinvestment plans across your future financial picture to see how your capital structure will affect valuation, control, and liquidity — before committing capital.

3. Working capital optimization
Plan your receivable days, inventory days, and payable days to understand how operations impact cash availability. That’s how you identify where capital gets trapped — and how to free it fast.

4. Breakeven and contribution analysis
Understand precisely when growth turns profitable. Align pricing, margin, and cost decisions with cash flow targets — not wishful thinking.

5. Valuation and investor readiness
Integrated cash flow valuation and sensitivity tables link every assumption to enterprise and equity value — showing the financial story investors and boards will see.

6. Performance analytics and diagnostics
Instant vertical and horizontal analysis expose shifts in margin, efficiency, and capital velocity over time — your early-warning financial health system for performance oversight.

Why this matters

Every CEO in the Financial Intelligence Program learns to use this model as their leadership cockpit. And it’s transforming how they lead their companies and how they strengthen their leadership and valuations.

You’ll see how to:

• Reverse-engineer your strategy into measurable financial outcomes

• Identify liquidity and capital pressure points before they surface

• Redesign your forecasting and decision cycles around visibility and speed

• Lead investor and board discussions with data that speaks your language

That’s why CEOs and executive leaders from 20+ countries have joined. They’re not looking for more theory — they’re looking for strategic finance tools, frameworks, and mastery delivered at the executive level.

The 16-in-1 model gives you that foundation. The CEO Financial Intelligence Program gives you the skill set and the speed to use it.

Join the final 2025 cohort — enrollment closes in 48 hours.

Final Call: The CEO/CXO Financial Intelligence Program

Starts Tuesday, Nov 11 at 12 PM EST / 4 PM GMT
Secure your seat before registration closes →

If you’re a CEO/CXO making decisions without full financial visibility, you’re leading reactively and likely depending on others to interpret the numbers.

That’s not sustainable. And it puts you and your company in danger.

Inside this exclusive 5* program, you’ll learn to:

• Direct strategic financial models that link strategy and value creation

• Anticipate cash flow inflection points before they hit your statements

• Make capital allocation decisions that compound valuation, not risk

• Transform finance from a reporting function into a strategic command center

You will learn to read, understand, question, and command the future of your P&L, your Balance Sheet and your Cash Flow Statement in full control of the impact and outcomes you want to achieve.

That’s immensely powerful.

The CEO Financial Intelligence Program isn’t theory. It’s six weeks of applied strategic finance for CEOs and senior executives who want to run their companies with investor-grade foresight.

The frameworks I included in the program don't “expire”.

Week 1 gives you the valuation lens—how to assess your company the way investors, lenders, and buyers do, understand what drives enterprise value beyond revenue and EBITDA, and make decisions by whether they build or destroy value.

Week 2 shows you how to use financial statements to guide decisions—interpret income statements, balance sheets, and cash flow statements, ask the right questions, spot red flags, and connect the numbers to your strategy.

Week 3 shows you how to evaluate whether your company is truly resilient or just looks good on paper—assess financial health across five dimensions, stress-test your numbers, and strengthen weak points before they crack under pressure.

Week 4 teaches you how to build long-range strategic financial plans that align your strategy with your numbers—5-year plans, rolling forecasts, and scenario planning so you can prepare for what could go right and what could go wrong.

Week 5 teaches you how to allocate capital across competing priorities—the 5-step framework to evaluate investments by ROI, risk, and strategic fit, plus how to implement KPIs and performance management systems that keep your team focused and accountable.

Week 6 shows you how to use financial intelligence to align teams, influence investors, and build trust—strategic storytelling frameworks that turn numbers into narratives, how to partner with your executive team for value creation, and how to deliver board-ready insights with confidence.

You learn them once and then apply them to every major decision for the rest of your career.

The program starts on Wednesday, November 12th. This is the last cohort of 2025.

If you've been thinking about joining, here's what to ask yourself:

How much is another quarter of making financial decisions without these frameworks actually costing you?

Enrol here before registration closes.

Warm regards,

Oana

P.S. The CEO panel recording with Clive, Ryan, and Troy is still available if you want to hear what the CEO Financial Intelligence Program actually did for them and their businesses. Watch it here.